Loans - Singapur Bank

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Growing Ever Innovating
A suite of online loan solutions to meet your financial needs
Personal Instalment Loan

  • Up to HKD3,000,000 loan amount and up to 60 months of repayment period
  • Up to HKD6,000 cash rebate
  • Further apply for a Top-up of your repaid amount with no documents required.
Top-Up Loan

  • Exclusively for existing personal instalment loan customers to re-borrow repaid loan principal.
  • Enjoy the prevailing interest rate on your existing loan
  • The ability to re-borrow repaid loan principal with the existing or longer loan tenor.
Debt Consolidation Instalment Loan

  • Up to HKD26,000 cash rebate
  • Manage your outstanding debts easily by integrating all your borrowings
  • Better budget planning with fixed monthly repayment and up to 72 months of repayment period.
Personal Revolving Loan

  • Opportunity to enjoy preferential interest rate 1.88% p.a. for the first 3 months (APR 1.90%) and HKD200 cash rebate
  • First-year annual fee waiver and loan amount up to HKD600,000 or 8 times your monthly salary
  • Offered repayment flexibility by repaying monthly minimum repayment.
Unsecured Overdraft Facility

  • First-year annual fee waiver
  • Overdraft interest will be charged only on the outstanding amount on a daily basis with no repayment deadline
  • Unsecured overdraft limit up to HKD800,000 or 8 times your monthly salary.
Asset Link Secured Overdraft Facility

  • Bringing extra liquidity from a diversity of assets
  • Overdraft amount of up to 95% of the market value of the collaterals
  • Revolving credit line allows flexible repayment without minimum payment.
Electric Vehicle Loan

  • Annualised Percentage Rate as low as 1.68% and 0% handling fee
  • Up to HKD6,000 cash rebate
  • Loan amount up to HKD3,000,000 or the purchase price of your electric vehicle, whichever is lower, and up to 60 months of repayment period.
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