Growing Ever Innovating
A suite of online loan solutions to meet your financial needs
Personal Instalment Loan
- Up to HKD3,000,000 loan amount and up to 60 months of repayment period
- Up to HKD6,000 cash rebate
- Further apply for a Top-up of your repaid amount with no documents required.
Top-Up Loan
- Exclusively for existing personal instalment loan customers to re-borrow repaid loan principal.
- Enjoy the prevailing interest rate on your existing loan
- The ability to re-borrow repaid loan principal with the existing or longer loan tenor.
Debt Consolidation Instalment Loan
- Up to HKD26,000 cash rebate
- Manage your outstanding debts easily by integrating all your borrowings
- Better budget planning with fixed monthly repayment and up to 72 months of repayment period.
Personal Revolving Loan
- Opportunity to enjoy preferential interest rate 1.88% p.a. for the first 3 months (APR 1.90%) and HKD200 cash rebate
- First-year annual fee waiver and loan amount up to HKD600,000 or 8 times your monthly salary
- Offered repayment flexibility by repaying monthly minimum repayment.
Unsecured Overdraft Facility
- First-year annual fee waiver
- Overdraft interest will be charged only on the outstanding amount on a daily basis with no repayment deadline
- Unsecured overdraft limit up to HKD800,000 or 8 times your monthly salary.
Asset Link Secured Overdraft Facility
- Bringing extra liquidity from a diversity of assets
- Overdraft amount of up to 95% of the market value of the collaterals
- Revolving credit line allows flexible repayment without minimum payment.
Electric Vehicle Loan
- Annualised Percentage Rate as low as 1.68% and 0% handling fee
- Up to HKD6,000 cash rebate
- Loan amount up to HKD3,000,000 or the purchase price of your electric vehicle, whichever is lower, and up to 60 months of repayment period.